This World Wide Web site (Site) is owned and operated by systemsync solutions Ltd (systemsync). By using this site, you signify your agreement to all terms, conditions and notices contained or referenced herein. If you do not agree with these Legal Terms, please do not use this Site. We reserve the right to update or revise these Legal Terms at anytime. Please check these Legal Terms periodically for changes.
systemsync solutions Ltd’s trade names, trademarks, logos and service marks belong to systemsync solutions Ltd. All other trade names, trademarks, logos or service marks mentioned herein belong to their respective owners.
All content, information, materials, photographs, video files, process, graphics and functionality (Materials) on the Site are the exclusive property of systemsync and/or its licensors and are protected by intellectual property laws. All rights not expressly granted are reserved.
Unless expressly provided otherwise by systemsync, all reviews, comments, feedback, information or materials submitted to systemsync through or in association with the Site shall be considered non-confidential and systemsync property. By submitting such comments, feedback, information or materials to systemsync, you agree, at no cost or fee, to assign to systemsync of all worldwide rights, title and interest in copyrights and other intellectual property rights to the comments, feedback, information or materials.
In relation to any content submitted by you, you grant an irrevocable, royalty-free, transferable right and license to use, copy, modify, delete in its entirety, adapt, publish, translate, create derivative works from and/or sell and/or distribute the content and/or incorporate such content into any form, medium or technology, throughout the world without compensation to you.
All information in or derived from Materials provided via the Site (i) is intended for informational purposes only, (ii) is not intended to be relied on as, or to constitute, any form of financial or professional advice, and (iii) is not intended to constitute or form any part of an advisor-client relationship.
It is your responsibility to seek independent confirmation and/or professional advice, where appropriate, before acting or relying on information contained in or derived from such Materials.
If you require financial or other professional advice, you should seek it from an Independent Financial Advisor, or other suitably qualified and appropriately regulated advisor.
All such Materials are subject to change or withdrawal by systemsync at any time without notice. 3rd party data (such as we gather and display on this Site) is subject to continual change, often without the owner of the data notifying systemsync of such changes. We have established internal processes to track and monitor changes to 3rd party data, but nonetheless it is possible that the data be displayed on this Site is not accurate and/or not complete and/or not up to date, despite our reasonable efforts and best intentions.
Therefore, systemsync assumes no responsibility for the accuracy or completeness of the Materials, but will make reasonable efforts in good faith to display accurate information, and remove misleading information promptly upon becoming aware of its inaccurate or misleading nature.
The Site may contain hyperlinks to other Web sites controlled by parties other than systemsync. systemsync is not responsible for and does not endorse the content on or use of these Web sites. The inclusion of such link does not imply the endorsement or support of such Web sites by systemsync.
It is systemsync’s stated policy not to accept any form of payment for explicitly including, or omitting, a 3rd party website from this Site. However, systemsync may register with a 3rd party’s affiliate program (if they offer such an affiliate marketing program), and so may in the future receive a lead referral payment from a 3rd party (via their affiliate marketing program). However, any such commercial arrangement (if it exists) shall not be taken to imply the endorsement or support of the 3rd party by systemsync. Please note: it is illegal for any company (including systemsync) to receive a commission for introducing a paying customer to a pension provider.
We are responsible to you for:
THE MATERIALS ARE PROVIDED “AS IS,” WITHOUT WARRANTY OF ANY KIND, INCLUDING (WITHOUT LIMITATION) ANY IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE OR NON-INFRINGEMENT. Some jurisdictions do not allow the exclusion of implied warranties, so the above exclusion may not apply to you.
IN NO EVENT WILL systemsync BE LIABLE TO ANY PARTY FOR ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL OR CONSEQUENTIAL DAMAGES FOR ANY USE OF THE SITES, THE MATERIALS OR ON ANY OTHER HYPERLINKED WEB SITE, INCLUDING, WITHOUT LIMITATION, ANY LOST PROFITS, BUSINESS INTERRUPTION, LOSS OF PROGRAMS OR OTHER DATA, EVEN IF systemsync IS EXPRESSLY ADVISED OF THE POSSIBILITY OF SUCH.
Save to the extent that liability may not be lawfully excluded or limited, any liability we may have which is not otherwise excluded or limited by these terms will be limited to £100.
The Website is for your personal finance purposes only (if you are a consumer) or for your internal business purposes only (if you are not a consumer). For the avoidance of doubt, scraping of our Website is not allowed.
Please be aware that nothing on the Website is, or shall be deemed to constitute, financial, investment or other advice or a recommendation or endorsement by Defaqto in respect of any product or service referred to on the Website. Information on this Website is provided for general information purposes only, should not be relied upon by you. You should always check the suitability, adequacy and appropriateness of the product or service that is of interest to you and it is your sole decision whether to obtain or refrain from obtaining any product or service. If you are in any doubt as to the suitability, adequacy or appropriateness of any product or service referred to on this Website, we suggest that you seek independent professional advice before you obtain any product or service via this Website.
A Defaqto Star Rating (“Defaqto Rating”) relates to a Product.
The Defaqto Rating is licensed to you by us. You are permitted to use the Defaqto Rating in relation to a Product, subject to all of the following:
The Defaqto Rating is based on the opinion of Defaqto Limited following their own confidential methodology. No warranty is made by us or Defaqto Limited to any user in relation to the Defaqto Rating, and each end user is responsible for making its own investigations as to the Product and other services, products, policies and contracts.
systemsync controls the Sites from its offices in London, UK.
These Terms & Conditions of Use are governed by English law and the parties hereby irrevocably submit to the exclusive jurisdiction of the English Courts.